Auto Insurance

Terms and Definitions

Auto Insurance and Home insurance can be very confusing. Understanding the basic terminology can be very helpful. Liability – Broadly, any legally enforceable obligation. The term is most commonly used in a pecuniary sense. Liability Insurance – Insurance that pays and renders service on behalf of an insured for loss […]

Definitions

Insurance agents giving insurance quotes in Grand Prairie, Arlington, Mansfield and Irving need to be aware of the definitions of most insurance terms. I have a series of posts introducing you to the common used terms. General Liability Insurance -Insurance designed to protect business owners and operators from a wide […]

Insurance Definitions Continued

As an insurance agent in Grand Prairie, it is my obligation to share with you the definitions of insurance and how it effects you. Listed below are definitions of common insurance terms that will help you when looking for insurance quotes. Claim – A demand made by the insured, or […]

Insurance Definitions

When looking for auto insurance quotes or homeowners insurance quotes in Grand Prairie, Arlington or Irving, understanding definitions of insurance terms can help greatly. Listed below are a few definitions to get you started. DEFINITION of ‘Insurance’ A contract (policy) in which an individual or entity receives financial protection or […]

by Cole Humphreys in Auto Insurance at March 18, 2015

Auto Insurance Quote Pricing Trends

When considering auto insurance rates in Grand Prairie, consumers need to be aware of the most expensive and least expensive vehicle to insure. The least expensive 2015 models to insure include two minivans, seven SUV’s and the Smart ForTwo, according to an experts ranking of the most and least expensive […]

by Cole Humphreys in Auto Insurance at March 6, 2015

Financial Situation of Auto Insurance Companies and Rates

When looking for auto insurance in Grand Prairie or Arlington it is good to know financial standings of the companies. Auto insurance rates are very volatile based on these factors. Recently, Liberty Mutual finished out the year with gains in written premium, net income and a better combined ratio. The […]

by Cole Humphreys in Auto Insurance at March 4, 2015

1. Importance of Uninsured Motorist coverage in Grand Prairie, TX

Grand Prairie Insurance Agents need to know how Texas insurance law applies when discussing policies with clients. Uninsured Motorist coverage is vital to the proper protection of all drivers. A San Antonio Court of Appeals case is important to know. Here is information from the case. Briones appealed a summary […]

by Cole Humphreys in Auto Insurance at February 27, 2015

Tackling High Insurance Rates Continued

Car Insurance in Grand Prairie can be a grueling challenge and an absolute beat down when looking for good premiums. As discussed before, doing proper research can take you a long way in preparing yourself to get the best rate available. One technique that is rarely used is not being […]

by Cole Humphreys in Auto Insurance at February 24, 2015

Tackling High Auto Insurance Rates

Auto Insurance rates in Grand Prairie can fluctuate from agent to agent. Full coverage insurance rates can come from over 150 insurance companies in Texas. All of these companies have a separate and distinct underwriting procedure. One company w\may prefer 21 year old drivers where as another may have much […]

by Cole Humphreys in Auto Insurance at February 19, 2015

Insured driver or not?

Grand Prairie insurance Auto agents can tell you about all kinds of situations that arise.   This is one insurance company suing another. In the underlying case, Scott Johnson was driving a vehicle belonging to his father. Three friends, including Benjamin Ellis, were passengers. Scott and the passengers were intoxicated. The […]

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