Cole Humphreys

Home Insurance Insight

Home Insurance in Grand Prairie, in todays economy can be a hassle. Searching for home insurance quotes can be a juggling act as you shop and compare. With tightened budgets and growing families, finding the best home insurance deal can be a relief on your budget which in turn provides […]

by Cole Humphreys in Auto Insurance at June 30, 2015

Insurance Coverage

When considering your insurance option and looking for insurance quotes, you need to have a basic understanding of what you are purchasing. Insurance companies come together to create a financial backboard to ensure we can continuing living our normal way when a loss occurs. These companies know mortality rates, how […]

by Cole Humphreys in Homeowners Insurance at June 26, 2015

Homeowners Insurance Costs

Grand Prairie insurance agents need to keep up with general insurance information in the insurance world. Claims Journal published an article recently worth reading. It is titled, State Farm to Pay $352.5M to Settle Texas Residential Overcharge Case. It says: A settlement has been reached in a long-running dispute between […]

by Cole Humphreys in Uncategorized at June 24, 2015

Rate Trends

When looking for insurance quotes in Grand Prairie, Insurance agent should be aware of the market trends in pricing. Rates for all lines of Property and casualty insurance across the United States averaged a net rate of zero percent, meaning that, on average, the price of insurance for all businesses […]

by Cole Humphreys in Homeowners Insurance at June 18, 2015

Homeowners Insurance Surface Water Exclusion

Insurance agents in Grand Prairie need to know the exclusions in homeowners policies and how courts interpret those exclusions. A 2007, Dallas Court of Appeals case is one worth reading. It is styled, Crocker v. American National General Insurance Company. Here is some of the information. The insureds had a […]

PIP and MedPay

Getting insurance rates in Grand Prairie, Arlington, Mansfield, Irving and Cedar Hill can be a real hassle sometimes. Knowing what you’re shopping for can go a long way to clarifying the differences in prices. Personal Injury Protection and Medical Payments are two coverages that are considered. There are 3 different […]

by Cole Humphreys in Auto Insurance at June 12, 2015

Auto Insurance Responses

When searching for Auto Insurance in Grand Prairie, Irving, Mansfield, Arlington and Cedar Hill, one should consider an agent who can properly advise you when an accident occurs. After all, you are just paying a lot of money to a big rich corporation for a piece of paper. What makes […]

by Cole Humphreys in Auto Insurance at June 10, 2015

Insurance Rates

Auto insurance rates in Grand Prairie, Arlington, Mansfield and Irving can fluctuate from zip code to zip code. These rates are based on the amount of reported accidents in that particular area and is updated multiple times a year. Statistics are a major portion of the creation of your auto […]

Home Insurance Claims

Home Insurance in Grand Prairie, Arlington, Mansfield, Cedar Hill and Irving means different things to different people. To some it is an ever-protecting shield against all of life’s problems and to others, it may be just a protection from the worst. Based on your perception and expectations, a home insurance […]

by Cole Humphreys in Auto Insurance at June 3, 2015

Auto Insurance Characteristics

Auto insurance in Grand Prairie and other cities still maintain the Actual Cash Value characteristics in the policy. I have seen where some companies are starting to offer replacement or “2 years newer”. But as a whole, the auto insurance industry is actual cash value. The current concerns with the […]

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