Home Insurance Blurbs

by Cole Humphreys in Homeowners Insurance at July 21, 2015

When considering home insurance in today’s world, a lot of home owners are dealing with larger bills on less earnings. Facing tightened family budgets in the wake of ever increasing expenses to buy home insurance. However there is no reason to brawl with the price of dwelling insurance. Even with ever increasing markets, home owners may possibly be able to lower their home insurance prices by as a much as 50 percent.
Nevertheless, a lot of property owners are not taking advantage of insurance discounts to reduce premiums. Even those who do apply discounts might still qualify for more savings than they are taking advantage of. Rest assured, reduced premiums are probable, even in today’s market.
Also, when taking into consideration the findings reported by independent insurance agent association, Trusted Selection, in a 2015 survey:
“fifty-three million family respondents ‘admitted they’re possibly not taking benefit of all home owners insurance discounts or stated that they just did not know’ around policyholder discounts they almost certainly qualify for.”
I believe there are agent out there who are not interested in taking the time to simply discuss the policy with you. They would rather sell to the next guy who is not asking questions. I hope that the consumer reacts to this as a reason to find a new agent. Their is enough business to go around and having an agent who is willing to take the time to discuss the policy and answer questions goes a long way.
The condition of your roof can be the reason for a high rate as well the reason for a great rate. If you have a new roof, be sure to notify the agent of this fact to ensure the best rate available. If you should have further questions concerning your homeowners policy, do not hesitate to contact an agent.

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